Terms of Service
Last updated: 12 July 2026
These terms govern your use of AlphaFlow (alphaflow.one). By creating an account or using the service, you agree to them. If you do not agree, do not use the service.
1. The service
AlphaFlow aggregates broker statements you upload and provides analytics, research, and AI-generated summaries. It is a software tool, not a broker, custodian, or financial institution. We do not execute trades, hold your funds, or access your broker accounts.
2. Not investment advice
All content — including analytics, benchmarks, and AI “signals” — is provided for informational and educational purposes only. It is not personal investment advice, a recommendation, or a solicitation to buy or sell any security, and does not consider your individual circumstances. You are solely responsible for your investment decisions. Consider consulting a licensed advisor. Past performance does not guarantee future results.
3. Accounts
You must provide accurate information and keep your credentials secure. You are responsible for activity under your account. You must be at least 18.
4. Plans and billing
Free and paid plans are described on the pricing page. Paid subscriptions renew automatically each period until cancelled; you can cancel at any time and keep access until the end of the paid period. Payments are handled by our payment provider. Prices are shown in EUR and may exclude VAT. As a consumer in the EU you may have a statutory right of withdrawal; where you ask us to start a digital service immediately, that right may end once the service has begun.
5. Acceptable use
Don’t misuse the service: no unlawful use, no attempts to breach security or scrape at scale, no reverse engineering, and no uploading data you have no right to use. We may suspend accounts that violate these terms.
6. Data accuracy
Analytics depend on the statements you upload and third-party market data, which may be delayed, incomplete, or inaccurate. Always verify figures against your broker before acting on them.
7. Liability
To the extent permitted by law, the service is provided “as is”. We are liable without limitation only for intent and gross negligence, and for injury to life, body, or health. For slight negligence we are liable only for breach of a material contractual obligation, limited to foreseeable, typical damage. We are not liable for investment losses.
8. Termination
You may delete your account at any time (Account → Delete my account). We may terminate or suspend access for breach of these terms.
9. Governing law
German law applies, excluding its conflict-of-law rules and the UN CISG. Mandatory consumer-protection provisions of your country of residence remain unaffected.
10. Changes
We may update these terms; we’ll post changes here and notify you of material changes. Continued use after changes means acceptance.